Investment
Current articles:
A few months ago (May 17 to be exact) I mentioned about
expenses. After some thoughts, I realized that
more numbers are needed to get a good budget estimate. Such budget estimate assumes retirement (no paycheck,no employer-sponsored health plans).
... More
The sleep easy approach to investing is naturally saving your money and investing in low risk certificates of deposits, better known as CD‘s. Most financial institutions sell CD’s and it is a reasonable good low risk way to save money and earn a better than average interest income on your savings. The advantage of investing in CD’s are their simplicity... More
Investing-making the fewest decisions –
When it comes to investment decisions, I would like to make as few as possible. If I want to invest (or speculate) in a given asset, I would like to know the trend (whether it is rising or falling) of such asset. The longer the trend, the fewer trades, and fewer decisions I have to make. "Trend" can mean fundamental (revenue, earnings, purchasing power, ...) or technical (price, volume, momentum,...)... More
Income stock based portfolio –
For those who are curious of what I have in my portfolio, here they
are:
BP,FMO,MWE,JNJ,HBC,WFC,ACAS,AINV,PSEC,NGPC,RYN,MLER.OB
With the exception of MLER.OB, they are meant to generate income. ... More
When it comes to expenses, questions that frequently comes up are, "How do I
save money on this?" "How low can I get it for?"
A rational, efficient approach requires clear answers to the following
questions:
1. Do I have to do this (spend money or trying to save money on a certain
item)? Why?
2. What are the biggest expense items?
3. How much am I trying to save? What is the tradeoff? How much effort does it
take? ?... More
The representative at WAMU told me that the ATM card (just ATM, no VISA or MC
logo on the card) incurs no foreign currency transaction fees -- so my strategy
when traveling overseas is:
... More